/* ==========================================================================
   EasyFundGo — site styles
   Light, trust-first fintech palette. Edit tokens in :root to rebrand.
   ========================================================================== */
:root{
  --ink:#0f172a; --ink-2:#334155; --muted:#64748b;
  --line:#e2e8f0; --line-2:#cbd5e1;
  --bg:#f6f8fb; --card:#ffffff;
  --brand:#0e9f6e; --brand-600:#0b8a5f; --brand-700:#086b4a; --brand-50:#e8f7f0; --brand-100:#cdeedd;
  --navy:#0b1f3a; --navy-2:#14305a;
  --gold:#f5a524; --danger:#dc2626; --danger-50:#fef2f2;
  --radius:16px; --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(15,23,42,.06),0 1px 3px rgba(15,23,42,.08);
  --shadow:0 10px 30px -10px rgba(11,31,58,.18),0 2px 6px rgba(11,31,58,.06);
  --shadow-lg:0 30px 60px -20px rgba(11,31,58,.28);
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --font-head:'Plus Jakarta Sans','Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --container:1160px;
  --ease-out:cubic-bezier(.23,1,.32,1);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.55;font-size:16px}
img,svg{max-width:100%;display:block}
a{color:var(--brand-700)}
h1,h2,h3,h4{margin:0}
button{font-family:inherit}
:focus-visible{outline:3px solid rgba(14,159,110,.45);outline-offset:2px;border-radius:6px}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;border-radius:8px;z-index:100}
.skip-link:focus{left:8px}
.ico svg,.i svg{width:100%;height:100%}

/* Buttons ---------------------------------------------------------------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:600;font-size:1rem;padding:14px 22px;border-radius:12px;border:1px solid transparent;cursor:pointer;text-decoration:none;line-height:1;transition:transform .16s var(--ease-out),background-color .2s ease,box-shadow .2s ease,border-color .2s ease;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 8px 18px -8px rgba(14,159,110,.7)}
.btn:active{transform:scale(.97)}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line-2)}
.btn-light{background:#fff;color:var(--navy)}
.btn-ghost{background:transparent;color:var(--ink-2);border-color:var(--line-2)}
.btn-lg{padding:17px 28px;font-size:1.05rem}
.btn-block{width:100%}
.btn[disabled]{opacity:.6;cursor:not-allowed;transform:none}

/* Header ----------------------------------------------------------------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);-webkit-backdrop-filter:saturate(180%) blur(12px);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.is-scrolled{border-color:var(--line);box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px;gap:24px}
.logo{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;font-size:1.3rem;color:var(--navy);text-decoration:none;letter-spacing:-.03em}
.logo-mark{width:34px;height:34px;flex:none}
.logo em{color:var(--brand);font-style:normal}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--ink-2);font-weight:500;text-decoration:none;font-size:.95rem;transition:color .15s ease,background-color .15s ease}
.header-cta{display:flex;align-items:center;gap:12px}
.header-cta .btn{padding:11px 18px;font-size:.92rem}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line-2);background:#fff;border-radius:10px;align-items:center;justify-content:center;cursor:pointer;color:var(--navy);transition:transform .16s var(--ease-out),border-color .2s ease,background-color .2s ease}
.nav-toggle:active{transform:scale(.97)}
.nav-toggle svg{width:22px;height:22px}

/* Hero ------------------------------------------------------------------- */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(1000px 520px at 85% -10%,rgba(14,159,110,.16),transparent 60%),
  radial-gradient(700px 480px at -10% 40%,rgba(11,31,58,.07),transparent 60%),
  linear-gradient(#fff,var(--bg))}
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:20px 56px;align-items:start;padding:56px 0 80px;
  grid-template-areas:"badge form" "copy form" "support form"}
.hero-badge{grid-area:badge}
.hero-copy{grid-area:copy}
.hero-form{grid-area:form}
.hero-support{grid-area:support}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:var(--brand-50);color:var(--brand-700);border:1px solid var(--brand-100);padding:6px 12px;border-radius:999px;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.eyebrow svg{width:14px;height:14px}
.hero h1{font-family:var(--font-head);font-size:clamp(2.1rem,4.6vw,3.6rem);line-height:1.06;letter-spacing:-.035em;color:var(--navy);margin:0 0 18px;font-weight:800}
.hero h1 em{font-style:normal;color:var(--brand)}
.hero .lead{font-size:1.15rem;color:var(--ink-2);max-width:56ch;line-height:1.6;margin:0}
.hero-points{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:12px 24px}
.hero-points li{display:flex;gap:10px;align-items:flex-start;color:var(--ink);font-weight:500;font-size:.98rem}
.hero-points svg{flex:none;width:22px;height:22px;color:var(--brand)}
.hero-stats{display:flex;gap:36px;margin-top:28px;padding-top:26px;border-top:1px solid var(--line);flex-wrap:wrap}
.stat b{display:block;font-family:var(--font-head);font-size:1.55rem;color:var(--navy);letter-spacing:-.02em;font-weight:800}
.stat span{font-size:.75rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600}
.hero-note{margin:24px 0 0;font-size:.82rem;color:var(--muted);line-height:1.55;max-width:60ch}
.hero-note a{color:var(--muted)}

/* Lead form card --------------------------------------------------------- */
.form-card{background:var(--card);border-radius:22px;box-shadow:var(--shadow-lg);border:1px solid var(--line);padding:28px;position:relative;scroll-margin-top:90px}
.form-card-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px;gap:12px}
.step-indicator{font-size:.8rem;font-weight:700;color:var(--brand-700);letter-spacing:.06em;text-transform:uppercase}
.secure{display:inline-flex;gap:6px;align-items:center;font-size:.78rem;color:var(--muted);font-weight:500}
.secure svg{width:15px;height:15px;color:var(--brand)}
.progress{height:6px;background:var(--line);border-radius:999px;overflow:hidden;margin-bottom:22px}
.progress-bar{height:100%;background:linear-gradient(90deg,var(--brand),#34d399);width:20%;transition:width .24s var(--ease-out)}
fieldset.form-step{border:0;padding:0;margin:0;min-width:0}
.form-step{display:none;animation:fadeIn .22s var(--ease-out)}
.form-step.is-active{display:block}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step-title{font-family:var(--font-head);font-size:1.35rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;margin:0 0 6px;padding:0;line-height:1.25}
.step-sub{color:var(--muted);font-size:.93rem;margin:0 0 18px}
.option-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.option-grid.cols-1{grid-template-columns:1fr}
.option{display:flex;align-items:center;gap:12px;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;text-align:left;font:inherit;font-weight:600;color:var(--ink);font-size:.95rem;transition:transform .16s var(--ease-out),border-color .15s ease,box-shadow .15s ease,background-color .15s ease;width:100%}
.option:active{transform:scale(.98)}
.option[aria-pressed="true"]{border-color:var(--brand);background:var(--brand-50);box-shadow:0 0 0 3px rgba(14,159,110,.15)}
.option .ico{width:36px;height:36px;border-radius:10px;background:var(--bg);display:grid;place-items:center;flex:none;color:var(--brand-700);padding:8px}
.option[aria-pressed="true"] .ico{background:#fff}
.option small{display:block;color:var(--muted);font-weight:400;font-size:.8rem;margin-top:2px}
.amount-display{font-family:var(--font-head);font-size:2.75rem;font-weight:800;color:var(--navy);text-align:center;letter-spacing:-.03em;margin:4px 0 2px;line-height:1.1}
.amount-caption{text-align:center;color:var(--muted);font-size:.85rem;margin:0 0 6px}
.range{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;background:linear-gradient(90deg,var(--brand) var(--pct,50%),var(--line) var(--pct,50%));outline:none;margin:16px 0 6px;cursor:pointer}
.range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:28px;height:28px;border-radius:50%;background:#fff;border:3px solid var(--brand);box-shadow:var(--shadow);cursor:grab}
.range::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--brand);box-shadow:var(--shadow);cursor:grab}
.range-labels{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted)}
.quick-amounts{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chip{padding:8px 13px;border-radius:999px;border:1px solid var(--line-2);background:#fff;font-size:.85rem;font-weight:600;cursor:pointer;color:var(--ink-2);transition:transform .16s var(--ease-out),border-color .15s ease,background-color .15s ease,color .15s ease}
.chip:active{transform:scale(.97)}
.chip.is-selected{border-color:var(--brand);background:var(--brand-50);color:var(--brand-700)}
.field{margin-bottom:14px}
.field label{display:block;font-size:.85rem;font-weight:600;color:var(--ink);margin-bottom:6px}
.field label .opt{color:var(--muted);font-weight:400}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line-2);border-radius:12px;font:inherit;font-size:1rem;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%2364748b' stroke-width='2'%3E%3Cpath d='m4 6 4 4 4-4'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(14,159,110,.18)}
.field.has-error input,.field.has-error select,.field.has-error textarea{border-color:var(--danger)}
.error{display:none;color:var(--danger);font-size:.8rem;margin-top:6px;font-weight:500}
.field.has-error .error,.has-error>.error{display:block}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hint{font-size:.8rem;color:var(--muted);margin-top:6px;line-height:1.5}
.consent-group{margin-top:6px}
.consent-group-title{font-size:.82rem;font-weight:700;color:var(--ink);margin:0 0 8px}
.consent{display:flex;gap:10px;align-items:flex-start;padding:12px;border:1px solid var(--line);border-radius:12px;background:var(--bg);margin-bottom:8px;font-size:.78rem;line-height:1.5;color:var(--ink-2);cursor:pointer}
.consent input{margin:3px 0 0;width:18px;height:18px;flex:none;accent-color:var(--brand);cursor:pointer}
.consent a{color:var(--brand-700);text-decoration:underline}
.consent.has-error{border-color:var(--danger);background:var(--danger-50)}
.consent b{color:var(--ink)}
.consent-note{font-size:.76rem;color:var(--muted);margin:6px 0 0;line-height:1.5}
.form-actions{display:flex;gap:10px;margin-top:18px}
.form-actions .btn-back{flex:0 0 auto;padding-left:16px;padding-right:16px}
.form-actions .btn-primary{flex:1}
.form-foot{margin-top:12px;font-size:.74rem;color:var(--muted);text-align:center;line-height:1.5}
.form-foot a{color:var(--muted)}
.form-trust{display:flex;justify-content:center;flex-wrap:wrap;gap:6px 16px;margin-top:12px;font-size:.75rem;color:var(--muted)}
.form-trust span{display:inline-flex;align-items:center;gap:5px}
.form-trust svg{width:14px;height:14px;color:var(--brand)}
.form-alert{display:none;background:var(--danger-50);border:1px solid #fecaca;color:#991b1b;border-radius:12px;padding:12px 14px;font-size:.85rem;margin-bottom:14px}
.form-alert.is-visible{display:block}
.submitting{text-align:center;padding:48px 12px}
.spinner{width:44px;height:44px;border-radius:50%;border:4px solid var(--line);border-top-color:var(--brand);animation:spin .8s linear infinite;margin:0 auto 16px}
@keyframes spin{to{transform:rotate(360deg)}}
.hp-field{position:absolute;left:-5000px;opacity:0;height:0;overflow:hidden}
#lead-form-embed:empty{display:none}

/* Persistent TCPA notice -------------------------------------------------- */
.tcpa-notice{margin-top:14px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;
  font-size:.8rem;line-height:1.6;color:var(--ink-2)}
.tcpa-notice h3{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:0 0 8px;font-weight:700}
.tcpa-notice p{margin:0 0 8px}
.tcpa-notice p:last-child{margin-bottom:0}
.tcpa-notice b{color:var(--ink)}
.tcpa-notice a{color:var(--brand-700)}
.tcpa-notice ul{margin:0 0 8px;padding-left:18px}
.tcpa-notice li{margin-bottom:5px}

/* Sections --------------------------------------------------------------- */
.section{padding:80px 0}
.section-alt{background:#fff}
.section-head{max-width:700px;margin:0 auto 44px;text-align:center}
.kicker{color:var(--brand-700);font-weight:700;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}
.section-head h2{font-family:var(--font-head);font-size:clamp(1.8rem,3.2vw,2.5rem);color:var(--navy);letter-spacing:-.03em;margin:10px 0 12px;line-height:1.15;font-weight:800}
.section-head p{color:var(--ink-2);font-size:1.05rem;margin:0}
.trust-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:22px 0}
.trust-item{display:flex;gap:12px;align-items:center;font-size:.9rem;color:var(--ink);font-weight:500}
.trust-item .i{width:26px;height:26px;color:var(--brand);flex:none}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative}
.step-num{width:44px;height:44px;border-radius:12px;background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:800;display:grid;place-items:center;font-size:1.1rem;margin-bottom:18px}
.step-card h3{font-family:var(--font-head);font-size:1.15rem;color:var(--navy);margin:0 0 8px;font-weight:700}
.step-card p{color:var(--ink-2);margin:0;line-height:1.6;font-size:.95rem}
.uses{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.use{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;font-weight:600;color:var(--navy);font-size:.95rem;text-decoration:none;transition:border-color .15s,transform .15s}
.use:active{transform:scale(.98)}
.use .ico{width:40px;height:40px;border-radius:10px;background:var(--brand-50);color:var(--brand-700);display:grid;place-items:center;flex:none;padding:9px}
.features{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.feature{display:flex;gap:18px;padding:26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.feature .ico{width:48px;height:48px;border-radius:12px;background:var(--brand-50);color:var(--brand-700);display:grid;place-items:center;flex:none;padding:12px}
.feature h3{font-family:var(--font-head);font-size:1.1rem;margin:0 0 6px;color:var(--navy);font-weight:700}
.feature p{margin:0;color:var(--ink-2);line-height:1.6;font-size:.95rem}
.rates{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
.rates-table{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.rates-table th,.rates-table td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem;vertical-align:top}
.rates-table th{color:var(--muted);font-weight:600;width:40%;background:var(--bg)}
.rates-table tr:last-child td,.rates-table tr:last-child th{border-bottom:0}
.rates-note{font-size:.82rem;color:var(--muted);margin-top:12px;line-height:1.55}
.example{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;background-image:radial-gradient(400px 200px at 100% 0%,rgba(14,159,110,.35),transparent 60%)}
.example h3{font-family:var(--font-head);margin:0 0 10px;font-weight:700}
.example p{color:#cbd5e1;line-height:1.6;font-size:.93rem;margin:0 0 10px}
.example .big{font-family:var(--font-head);font-size:2.1rem;font-weight:800;color:#fff;letter-spacing:-.02em;margin:14px 0 4px}
.example dl{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px;margin:18px 0 0;padding-top:16px;border-top:1px solid rgba(255,255,255,.14)}
.example dt{font-size:.75rem;color:#94a3b8;text-transform:uppercase;letter-spacing:.06em}
.example dd{margin:2px 0 0;font-weight:700;color:#fff}
.faq{max-width:840px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:10px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:18px 22px;font-weight:600;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'';width:10px;height:10px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);transition:transform .2s;flex:none;margin:0 6px 4px 0}
.faq details[open] summary::after{transform:rotate(-135deg);margin-top:6px}
.faq .answer{padding:0 22px 20px;color:var(--ink-2);line-height:1.65;font-size:.95rem}
.faq .answer p{margin:0 0 10px}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:24px;padding:56px;display:flex;justify-content:space-between;align-items:center;gap:32px;position:relative;overflow:hidden}
.cta-band::after{content:'';position:absolute;right:-80px;top:-80px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(14,159,110,.45),transparent 65%)}
.cta-band>*{position:relative;z-index:1}
.cta-band h2{font-family:var(--font-head);font-size:2rem;margin:0 0 8px;letter-spacing:-.02em;font-weight:800}
.cta-band p{margin:0;color:#cbd5e1;font-size:1.05rem}

/* Footer ----------------------------------------------------------------- */
.site-footer{background:var(--navy);color:#cbd5e1;padding:56px 0 32px;font-size:.86rem}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand .logo{color:#fff}
.footer-brand p{color:#94a3b8;line-height:1.65;margin:14px 0 0;max-width:46ch}
.footer-col h4{color:#fff;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px}
.footer-col a{display:block;color:#cbd5e1;text-decoration:none;margin-bottom:10px}
.footer-contact{color:#cbd5e1;line-height:1.75}
.footer-contact a{color:#fff;text-decoration:none}
.footer-contact strong{color:#fff;display:block}
.disclosures{padding:30px 0;border-bottom:1px solid rgba(255,255,255,.1);color:#94a3b8;line-height:1.65;font-size:.79rem}
.disclosures h5{color:#e2e8f0;font-size:.74rem;margin:18px 0 6px;text-transform:uppercase;letter-spacing:.08em}
.disclosures h5:first-child{margin-top:0}
.disclosures p{margin:0 0 10px}
.disclosures a{color:#cbd5e1}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:24px;color:#94a3b8;flex-wrap:wrap}
.footer-bottom nav{display:flex;flex-wrap:wrap;gap:8px 18px}
.footer-bottom a{color:#cbd5e1;text-decoration:none}

/* Inner pages ------------------------------------------------------------ */
.page-hero{background:linear-gradient(#fff,var(--bg));padding:56px 0 36px;border-bottom:1px solid var(--line)}
.page-hero h1{font-family:var(--font-head);font-size:clamp(2rem,4vw,2.75rem);color:var(--navy);letter-spacing:-.03em;margin:8px 0 10px;font-weight:800}
.page-hero .meta{color:var(--muted);margin:0}
.page-hero .lead{color:var(--ink-2);font-size:1.1rem;max-width:64ch;margin:8px 0 0}
.legal-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:48px;padding:48px 0 88px;align-items:start}
.toc{position:sticky;top:96px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.toc h4{margin:0 0 10px;font-size:.74rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
.toc a{display:block;color:var(--ink-2);text-decoration:none;font-size:.88rem;padding:6px 0 6px 10px;border-left:2px solid transparent;line-height:1.35}
.legal{max-width:780px;color:var(--ink-2);line-height:1.7;font-size:1rem}
.legal h2{font-family:var(--font-head);color:var(--navy);font-size:1.4rem;margin:40px 0 12px;letter-spacing:-.02em;scroll-margin-top:100px;font-weight:800}
.legal h2:first-child{margin-top:0}
.legal h3{color:var(--navy);font-size:1.05rem;margin:24px 0 8px;font-weight:700;scroll-margin-top:100px}
.legal p{margin:0 0 14px}
.legal ul,.legal ol{margin:0 0 16px;padding-left:22px}
.legal li{margin-bottom:6px}
.legal a{color:var(--brand-700)}
.callout{background:var(--brand-50);border:1px solid var(--brand-100);border-left:4px solid var(--brand);border-radius:12px;padding:16px 18px;margin:18px 0}
.callout.warn{background:#fffbeb;border-color:#fde68a;border-left-color:var(--gold)}
.callout p:last-child{margin-bottom:0}
.legal table{width:100%;border-collapse:collapse;margin:10px 0 20px;font-size:.92rem}
.legal th,.legal td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.legal th{background:var(--bg);color:var(--navy)}
.table-wrap{overflow-x:auto}
.consent-box{background:#fff;border:1px solid var(--line-2);border-radius:12px;padding:18px;font-size:.92rem;margin:12px 0 18px}
.consent-box p:last-child{margin-bottom:0}
.sample-msgs{list-style:none;padding:0;margin:0 0 16px}
.sample-msgs li{background:#fff;border:1px solid var(--line);border-radius:14px 14px 14px 4px;padding:12px 14px;margin-bottom:10px;font-size:.92rem;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;color:var(--ink)}
.sample-msgs li span{display:block;font-family:var(--font-body);font-size:.75rem;color:var(--muted);margin-bottom:4px;text-transform:uppercase;letter-spacing:.06em}
.simple-layout{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:40px;padding:48px 0 88px;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.card h2{font-family:var(--font-head);font-size:1.3rem;color:var(--navy);margin:0 0 6px;font-weight:800}
.card h3{font-size:1rem;color:var(--navy);margin:18px 0 6px}
.card p{color:var(--ink-2);margin:0 0 12px;line-height:1.6}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-bottom:1px solid var(--line)}
.contact-list li:last-child{border-bottom:0}
.contact-list .ico{width:40px;height:40px;border-radius:10px;background:var(--brand-50);color:var(--brand-700);display:grid;place-items:center;flex:none;padding:10px}
.contact-list strong{display:block;color:var(--navy)}
.contact-list a{color:var(--brand-700)}
.check-list{list-style:none;padding:0;margin:0 0 10px}
.check-list li{display:flex;gap:10px;align-items:flex-start;margin-bottom:10px;color:var(--ink-2)}
.check-list svg{width:20px;height:20px;color:var(--brand);flex:none;margin-top:2px}
.form-success{display:none;background:var(--brand-50);border:1px solid var(--brand-100);border-radius:12px;padding:16px;color:var(--brand-700);font-weight:500}
.form-success.is-visible{display:block}
.checkbox-list label{display:flex;gap:10px;align-items:flex-start;font-weight:500;font-size:.92rem;margin-bottom:10px;cursor:pointer}
.checkbox-list input{width:18px;height:18px;margin-top:2px;accent-color:var(--brand)}
.thanks-hero{text-align:center;padding:72px 0 40px}
.thanks-hero .badge{width:76px;height:76px;border-radius:50%;background:var(--brand-50);color:var(--brand);display:grid;place-items:center;margin:0 auto 20px;padding:18px}
.thanks-hero h1{font-family:var(--font-head);font-size:clamp(2rem,4vw,2.6rem);color:var(--navy);letter-spacing:-.03em;font-weight:800}
.thanks-hero p{color:var(--ink-2);font-size:1.1rem;max-width:58ch;margin:12px auto 0}
.next-steps{max-width:820px;margin:0 auto;padding-bottom:80px}
.next-steps .steps{grid-template-columns:1fr;gap:14px}

/* Responsive ------------------------------------------------------------- */
@media (max-width:1024px){
  .hero-inner{grid-template-columns:1fr;gap:0;padding-top:28px;padding-bottom:68px;
    grid-template-areas:"badge" "form" "copy" "support"}
  .hero-badge{display:flex;justify-content:center;margin-bottom:24px}
  .hero-form{margin-bottom:44px}
  .hero-copy{margin-bottom:28px}
  .trust-inner{grid-template-columns:1fr 1fr}
  .uses{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .legal-layout{grid-template-columns:1fr;gap:28px}
  .toc{position:static}
  .rates{grid-template-columns:1fr}
  .simple-layout{grid-template-columns:1fr}
}
@media (max-width:900px){
  .nav{position:fixed;z-index:51;left:auto;right:24px;top:80px;width:min(320px,calc(100vw - 48px));max-height:calc(100dvh - 96px);overflow-y:auto;background:#fff;flex-direction:column;align-items:stretch;gap:2px;padding:10px;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 60px -20px rgba(11,31,58,.38);opacity:0;visibility:hidden;pointer-events:none;transform:translateY(-8px) scale(.98);transform-origin:top right;transition:opacity .16s ease,transform .18s var(--ease-out),visibility 0s linear .18s}
  .nav.is-open{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0) scale(1);transition-delay:0s}
  .nav.no-motion{transition:none}
  .nav a{display:flex;align-items:center;min-height:44px;padding:10px 12px;border-radius:10px;font-size:1rem}
  .nav-toggle{display:inline-flex;margin-left:auto}
  .nav-toggle[aria-expanded="true"]{border-color:var(--brand-100);background:var(--brand-50)}
  .header-cta{display:none}
}
@media (max-width:768px){
  /* Legal and consent text must stay readable on a phone */
  .consent{font-size:.845rem;line-height:1.55;padding:14px}
  .consent input{width:22px;height:22px}
  .consent-note{font-size:.8rem}
  .form-foot{font-size:.78rem}
  .tcpa-notice{font-size:.85rem}
  .tcpa-notice h3{font-size:.78rem}
  .form-trust{font-size:.78rem}
  .option small{font-size:.82rem}
  .stat span{font-size:.78rem}
  .hero-note{font-size:.85rem}
  .disclosures{font-size:.83rem}
  /* Tap targets: footer and nav links get a real 44px box */
  .footer-col a{padding:11px 0;margin-bottom:0;min-height:44px;display:flex;align-items:center}
  .footer-bottom nav{gap:0 18px}
  .footer-bottom nav a{padding:10px 0;min-height:44px;display:flex;align-items:center}
  .chip{padding:12px 16px;font-size:.9rem}
  .btn{padding:15px 22px}
  .steps{grid-template-columns:1fr}
  .features{grid-template-columns:1fr}
  .cta-band{flex-direction:column;text-align:center;padding:44px 24px}
  .section{padding:60px 0}
  .section-head{margin-bottom:34px}
  .hero-points{grid-template-columns:1fr}
  .hero-stats{gap:24px}
  .hero-note{line-height:1.65}
}
@media (max-width:480px){
  .container{padding:0 20px}
  .nav{right:20px;width:calc(100vw - 40px)}
  .hero-inner{padding-top:24px;padding-bottom:68px}
  .hero-badge{margin-bottom:24px}
  .eyebrow{justify-content:center;max-width:100%;padding:8px 12px;line-height:1.3;text-align:center}
  .hero-form{margin-bottom:48px}
  .hero-copy{margin-bottom:30px}
  .option-grid{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .form-card{padding:24px 18px;border-radius:18px}
  .form-card-head{margin-bottom:16px}
  .uses{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .trust-inner{grid-template-columns:1fr;gap:0;padding-top:24px;padding-bottom:24px}
  .trust-item{min-height:44px;gap:14px;padding:8px 0;line-height:1.4}
  .trust-strip + .section{padding-top:68px}
  .amount-display{font-size:2.3rem}
  .example dl{grid-template-columns:1fr}
}
@media (hover:hover) and (pointer:fine){
  .btn-primary:hover{background:var(--brand-600)}
  .btn-secondary:hover{border-color:var(--navy)}
  .btn-light:hover{background:var(--brand-50)}
  .btn-ghost:hover{color:var(--navy);border-color:var(--navy)}
  .nav a:hover{color:var(--navy);background:var(--bg)}
  .option:hover{border-color:var(--brand);background:var(--brand-50)}
  .chip:hover{border-color:var(--brand);color:var(--brand-700)}
  .use:hover{border-color:var(--brand);transform:translateY(-2px)}
  .footer-col a:hover{color:#fff}
  .footer-contact a:hover{text-decoration:underline}
  .footer-bottom a:hover{color:#fff}
  .toc a:hover{color:var(--brand-700);border-color:var(--brand)}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}