Dispute-resolution notice. Section 16 sets out binding arbitration and a class action waiver, which change how disputes with us are managed. That section also explains your 30-day opportunity to reject arbitration.
1. Agreement to site terms
Accessing the site or sending a request constitutes acceptance of these Terms of Use and the Privacy Policy. Do not continue if you disagree. Access may be restricted or ended at any time, with or without notice. The website is intended exclusively for use in the United States.
2. How direct financing works here
Sixteen Reconciliation Assets LLC operates EasyFundGo as a direct-financing brand. For products we are authorized to offer and that are available to you, we assess applications, verify details, decide eligibility, and originate and service personal financing. We are not a financing lead marketplace, a broker, or an agent for another financing provider. No approval, amount, rate, fee, or funding date is promised.
3. Requirements for using the site
You must be a US resident, at least 18 years old, and legally capable of contracting. All submitted details must be complete, truthful, accurate, current, and about you. Supplying someone else's information without permission is prohibited and may break the law.
4. Application charges and other costs
Applying through EasyFundGo carries no application fee. We never require an advance fee, deposit, gift card, or wire transfer to obtain personal financing. Refuse any such request from someone claiming to represent us and report it to support@easyfundgo.com. When an application is approved, the final financing agreement specifies interest, origination charges, late fees, and other applicable costs.
5. Permission to process your request
Submitting the form permits EasyFundGo to collect, retain, check, and process your details for assessment and administration of your application or account under the Privacy Policy. Your application is not sold or forwarded to other financing providers for marketing. Submission guarantees neither approval nor funding; a personal financing agreement does not take effect until you sign it.
6. Identity and consumer-report checks
An application authorizes EasyFundGo and providers working for us to verify your identity and submitted details. It also authorizes us to access consumer-report information and related data from reporting agencies and other permitted sources for eligibility review, fraud prevention, and account administration. Any necessary written instruction or disclosure is presented in the relevant application step.
Simply submitting the initial request does not change your credit score. Where required, we give notice before a later stage involves a hard inquiry. Nonpayment of personal financing may be reported to consumer reporting agencies and adversely affect your credit.
7. Permission for communications
Applying permits EasyFundGo to use your supplied email and telephone number to respond to and handle your application or account. This authorization does not permit promotional texts.
SMS enrollment requires a separate choice. Selecting the SMS box gives this permission: “I agree to receive automated text messages from EasyFundGo about the request I submitted and my account — receipt confirmations, application-status updates, account notices, and customer-service replies. Consent is not a condition of any purchase, loan, or service. Msg frequency varies, up to 5 msgs/month. Msg & data rates may apply. Reply STOP to cancel, HELP for help. See our SMS Terms and Privacy Policy.” You can apply without selecting it. Message frequency varies; message and data rates may apply. Reply HELP for help or STOP to cancel. The SMS Terms describe the program, and Section 6 of the Privacy Policy lists cancellation methods.
You may withdraw permission at any time through any reasonable method, such as replying STOP, asking a caller to stop, choosing an email unsubscribe link, or completing the opt-out form. Revocations are honored within ten business days. A STOP reply ends texts immediately apart from one confirmation. All program texts, including application and account notices, stay stopped unless you enroll again. Required legal notices may be delivered by mail or another permitted channel.
8. Receiving and signing records electronically
You agree to electronic delivery of disclosures, notices, agreements, and other records, and to treating your electronic form submission as a signature under the federal E-SIGN Act and corresponding state law. Access requires an internet-connected device with a current browser and a working email account. Write to the Section 19 address to request a free paper copy or withdraw electronic-record consent. Withdrawal may prevent us from continuing to provide the service.
9. Approval and terms are conditional
An application assures no approval, funding, amount, rate, fee, payment, or repayment period. Published ranges and examples illustrate pricing rather than constitute an offer or commitment to provide financing. Personal financing terms and availability depend on the product, state, and individual circumstances; eligibility is not universal.
10. Operational services and external links
Operational service providers may assist with hosting, security, verification, communications, analytics, and payments. Their information access is limited to what the work requires and remains subject to relevant contracts and law. EasyFundGo originates and services its own loans.
We may link to external websites whose terms, privacy practices, security, and content we do not control. Review the destination's notices before sharing details or making an agreement there.
11. Activities that are not permitted
Do not provide false or inaccurate details or another person's information; use this site for fraud or unlawful activity; access it or submit forms through bots, scraping, or automation; seek unauthorized system access; disrupt its security or operation; reverse engineer any portion; or otherwise violate applicable law.
12. Ownership of site materials
Sixteen Reconciliation Assets LLC or its licensors own the website's software, design, writing, images, logos, and other content, protected by intellectual property law. Viewing and printing for personal, noncommercial use is allowed. Any other copying, reproduction, republication, distribution, modification, or creation of derivative works requires prior written permission.
13. No warranties
WE MAKE THE WEBSITE AND SERVICE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. NO EXPRESS OR IMPLIED WARRANTIES ARE GIVEN, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE OPERATION, CORRECTION OF DEFECTS, OR ACCURATE, COMPLETE, OR CURRENT CONTENT. SITE INFORMATION IS NOT FINANCIAL, LEGAL, OR TAX ADVICE. SEEK A QUALIFIED PROFESSIONAL BEFORE USING PERSONAL FINANCING.
14. Limits on responsibility
AS FAR AS THE LAW ALLOWS, SIXTEEN RECONCILIATION ASSETS LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS EXCLUDE LIABILITY FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, AND PUNITIVE DAMAGES, AND LOSS OF PROFITS, DATA, OR GOODWILL CONNECTED WITH SITE USE OR DEALINGS WITH A FINANCING PROVIDER. THIS APPLIES WHETHER A CLAIM ARISES IN CONTRACT, TORT, STATUTE, OR OTHERWISE, EVEN IF THE POSSIBILITY OF DAMAGE WAS COMMUNICATED TO US. AGGREGATE LIABILITY FOR ALL SITE-RELATED CLAIMS IS CAPPED AT ONE HUNDRED DOLLARS ($100). RESTRICTIONS THAT ARE NOT PERMITTED IN YOUR JURISDICTION MAY NOT APPLY TO YOU.
15. Your indemnity obligation
You will indemnify and hold harmless Sixteen Reconciliation Assets LLC, including its officers, directors, employees, and agents, against claims, demands, losses, liabilities, and expenses, including reasonable attorneys' fees, resulting from your site use, information submissions, breach of these terms, or violation of law or third-party rights.
16. Individual arbitration and class waiver
This section changes your legal rights. Review it closely.
Disputes, claims, and controversies relating to these terms, the website, or our service are to be settled between you and Sixteen Reconciliation Assets LLC through binding individual arbitration under the American Arbitration Association's Consumer Arbitration Rules, rather than court proceedings. Either party may instead bring an eligible individual case in small claims court.
The arbitration location will be your county of residence or another place agreed by both parties. Where the rules permit, proceedings may be by telephone or written submissions. A court with competent jurisdiction may enter judgment on the award.
No class proceedings. Each party may bring a claim only individually, never as a plaintiff or member in a class, collective, consolidated, or representative action. An arbitrator cannot combine claims belonging to different people. If this waiver cannot be enforced for a particular claim, only that claim is separated for resolution in court.
No jury for arbitrated claims. Both parties give up jury-trial rights for any claim covered by arbitration.
Rejecting arbitration. Within 30 days after first using the site, you may send written rejection to Sixteen Reconciliation Assets LLC, 1209 Mountain Road PL NE, STE R, Albuquerque, NM 87110, or email support@easyfundgo.com with "Arbitration Opt-Out" as the subject. Supply your name, address, and a statement rejecting arbitration. This choice does not change the remaining terms or your ability to use the site.
17. Applicable law and filing deadlines
New Mexico law governs these terms, excluding its conflict-of-law rules. Subject to Section 16, both parties accept exclusive jurisdiction and venue in the state and federal courts of Bernalillo County, New Mexico. Site-related claims must be filed within one year of the cause of action arising or are permanently barred, unless the law requires a longer period.
18. Revisions and enforceability
We may change these terms whenever we post a revised version and update the date. Continued site use after posting accepts the revision. An unenforceable provision will be narrowed or removed only as necessary, leaving the remainder effective. Choosing not to enforce a provision does not waive it.